Who can use Pay later?

For every gift card purchase, Shopbuddies completes an assessment to offer the most suitable payment options. This means, that you might not always see the option to Pay later for a particular purchase you are trying to make. In this case, we recommend you either pay for your order immediately and receive cashback or try a lower order amount.  
 
In order for Shopbuddies to determine the best payment options for you, you might be asked to provide us with some more information about yourself. This helps Shopbuddies  determine if we can offer you Pay later for a particular order. In case you have outstanding payments, paying for these first might help with eligibility for new Pay later purchases.